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About Ayushman Bharat Yojana Card

Pradhan Mantri Jan Arogya Yojana Beneficiaries can avail cashless healthcare services in any of the empaneled hospitals just by using the Ayushman Bharat Yojana card. Beneficiaries are issued a card at the time of registration. The card contains all your necessary information and it is mandatory to show it while availing the treatment under the scheme.

To get the Ayushman Bharat Yojana card, follow the steps given below:

  • Visit the official PMJAY website
  • Login with your registered contact number
  • Enter the captcha code and generate OTP (One-Time-Password)
  • Select the HHD code option
  • Provide correct HHD code at Common Service Center (CSC)
  • They will check and verify the given information
  • CSC representative (also known as Ayushman Mitra) will complete the remaining process.
  • To get an Ayushman Bharat Yojana card to have to pay Rs. 30

PMJAY – Things to Consider

Services

Under the PMJAY scheme, private hospitals provide their services on a large scale. In addition, beneficiaries can avail primary, tertiary and secondary hospitals.

 Paperless

With the PMJAY scheme, you or anyone can be sure to have paperless and scalable health insurance plans. Paperless transactions are possible under the leadership of the National Institution for Transforming India (NITI) Aayog.

Premium

  •  The health insurance premium is an important aspect of policy continuity for a long time. Since the premium is fixed by the state health agencies of India, it is economical.

Family

The benefits of PMGAY schemes are provided to either 10.74 vulnerable families or about 50 crore beneficiary families.

PMJAY disease coverage

PMJAY scheme annually to every family Rs. 5 lakhs. Benefits can be used for daycare procedures and even for existing ailments. Some of the important disorders covered in PM Jan Arogya Yojana are –

  • prostate cancer
  • coronary artery bypass grafting
  • double valve replacement or replacement
  • carotid angioplasty with stent
  • pulmonary valve replacement
  • skull base surgery
  • Laryngopharygectomy with gastric pull-up
  • interior spine fixation
  • Tissue expander for deformation afterburn

Like any other health insurance scheme, Pradhan Mantri Ayushman Yojana has a minimum list of exclusions, which are given below –

  • OPD
  • drug rehabilitation program
  • cosmetic procedure
  • fertility-related process
  • organ transplant
  • Individual diagnosis (for assessment purposes)

PMJAY Registration Process

Eligibility Criteria for Ayushman Bharat Scheme Registration

There is no specific process for Pradhan Mantri Jan Arogya Yojana Registration. This applies to all beneficiaries, including those identified by SECC 2011 and those who are already part of RSBY. If you want to check whether you are eligible to be a beneficiary of PMJAY, follow the steps given below –

  • Visit the PMGAY official website (https://www.pmjay.gov.in/) and click on ‘Am I eligible’.
  • Enter your contact information and click on ‘Generate OTP’.
  • Select your State and Search by Name/HHD Number/Ration Card Number/Mobile Number
  • Based on the results, you can verify if your family is covered under the PMJAY scheme.

Documents required to apply for Ayushman Bharat Yojana Scheme

  • A certified document confirming your age and identity.
  • Buyer’s current contact details
  • income certificate
  • caste certificate
  • A document describing the current family situation.

If you want to file complaints offline then you can do so –

  • By contacting the PMJAY Help Line Center run by your State/NHA
  • Send a letter, email, or fax to the official address of the SHA/NHA

Directly meeting the District Grievance Redressal Officer (DGNO) of your district where complaints are duly processed. DGNO will enter the contents of complaints received offline mode in the portal. For additional PAJAY technical support, you may visit https://mera.pmjay.gov.in/search/login

Overall, exorbitant medical expenses have made comprehensive health insurance a necessity.

However, some people may not be able to pay premiums for health insurance plans. The Pradhan Mantri Ayushman Yojana program is a measure to help underprivileged or unauthorized families to handle medical calamities. Lastly, health is an important aspect of our life. Therefore, it should not be ignored at any cost. Ayushman Bharat registration can be done to get quality health care under this program so eventually, every citizen of our country will be able to lead a worry-free health life.